When it comes to identity theft, there are many ways thieves can get your information. If you shopped at TJ Max or Marshalls recently, you may have a problem.
TJ Max and Marshalls are two popular retail stores that can be found in virtually every major city in the country. Owned by TJCos, the companies move a large number of products and consumers often pay for them with credit card information. This was particularly true during the past few Christmas seasons. Now there is a problem.
TJCos has issued an announcement that hackers broke into their computer system. They were able to access credit and debit card information for retail operations. Specifically, they obtained information on transactions made through Marshalls and TJ Max in the United States and Puerto Rico.
Unfortunately, these types of ads are becoming more prevalent these days. In fact, they seem to be so common that most people don’t even pay attention to them. After all, how often are these ads followed by identity theft? Surprisingly, it rarely follows. Well, not in this case.
Financial information stolen from TJ Max and Marshalls is actually leading to identity theft problems. More than 60 banks around the world are reporting that fraudulent charges are popping up based on the information stolen from TJ Max and Marshalls. In short, we are talking about the worst case.
So what does this mean for you? If you shopped at Marshalls or TJ Max with a credit card in the last six months, there are a few steps you need to take. The first is to pay close attention to the charges on your credit card statements. Verify them with receipts. If you encounter a problem, contact your credit card provider immediately. Also, send them notice of the problem in writing and keep a copy for yourself. This should release you from liability. Next, request copies of your credit reports and check them for new credit cards and any fun businesses. If you find anything, contact your credit card company. Also, put a statement on the credit report stating what has happened.
The holidays are a big sales season for retailers. For TJ Max and Marshalls customers, it could last much longer than you’d like.